Fall fashion is extremely fun. The more layering, the better. That’s what makes fall, well, fall. Summer is undoubtedly my favorite season, but there really is nothing that compares to a multi-layered, knee-high booted, incredible outfit. And I stand by that.
Fashion is undeniable. It is not just clothes. It’s about the little girls who walk past you on the street and say, “That girl’s outfit is so cool!”
So here are ALL OF THE BASICS that you need for fall. Keyword: need.
As the temperatures dip and the leaves fall, it’s time to revamp your wardrobe for the cozy months ahead. But fashion doesn’t have to break the bank—especially when you’re a budget-conscious Gen Z shopper. Here’s your guide to putting together an affordable fall/winter wardrobe with timeless staples and bold statement pieces that will make you feel stylish without costing a fortune.
Staples: The Building Blocks of Your Wardrobe
You don’t need a closet full of clothes to look effortlessly chic this season—just a few versatile, quality basics that can be mixed, matched, and layered to perfection.
1. A Great Pair of Jeans
Look for jeans that fit your style and body type, whether that’s a classic straight-leg, trendy wide-leg, or comfy high-waisted option. Retailers like Uniqlo, H&M, or Levi’s stores have durable, budget-friendly options. Pick up a pair in a timeless wash like medium or dark blue—perfect for everything from casual coffee runs to dressed-up dinner outings.
Levi’s are my personal favorite! I wear the Low Prostyle and the Baggy Dad style every week.
Jeans: Levi’s Low Pro | Price: $79.50
2. White T-Shirts/Tank Tops
Throwing on a tank or a T-shirt is a daily must have for me. These are wardrobe essentials that can be worn alone on warmer days or layered under jackets and cardigans when it gets chilly. You can find quality tees from brands like JCrew and Aritzia, which balance affordability with style. I like to wear a base layer under every outfit just in case I get too warm.
White tank: JCrew Ribbed Racerback Tank | Price: $34.50
White long sleeve: TNA Homestretch Crew Long Sleeve | Price: $35
3. A Cozy Sweater
A neutral sweater—be it in beige, gray, or black—will be a key layering piece. Consider oversized or chunky knit styles that scream comfort while keeping you warm. Mango and Brandy Melville offer trendy options at an affordable price. Cardigans are also a great option for a throw on layer.
Sweater: Jenni Kayne Everyday Sweater | Price: $195
4. Skirts and Pants
Whether you’re after cozy warmth or chic layering options, skirts and pants bring endless styling possibilities for cooler days. Pair a structured wool pant with a soft knit for a sleek, elevated look, or go for a playful, layered vibe with a midi skirt over tights and boots. Usually, during the day I wear pants, a tank, and a sweater, and then at night I wear a skirt with boots.
Black trousers: Frankie Shop Pleated Trousers | Price: $218
Black mini skirt: Tank Air Mini Skirt | Price: $175
5. Boots
A sturdy yet stylish pair of boots is a must for fall and winter. Chelsea boots, combat boots, or knee-high boots are versatile enough to go with jeans, dresses, or skirts. I recommend spending a little more on a good pair of boots that will last you many fall seasons to come.
Boots: Dolce Vita Gyra Boots | Price: $250
6. Heels
Kitten heels are the ultimate fall staple that combines style with comfort. Their low heel gives you just the right lift, making them perfect for both a polished office look and a chic night out without sacrificing comfort. Kitten heels are my favorite way to spice up any simple outfit. By just adding a pointed toe, you immediately elevate your basic jeans and top outfit.
Kitten heel: Reformation Daniela Kitten Heel | Price: $278
7. Layering Jackets
Instead of splurging on a single, expensive coat, opt for a few affordable layering pieces. A black leather jacket for edginess or a denim jacket for a casual look will help you transition from cool fall days to crisp winter nights. I have one jean jacket and one leather jacket, and I pretty much wear one of them everyday.
Jean jacket: Pilcro Denim Boyfriend Jacket | Price: $98
Coat: Gap Belted Double-Faced Wool Coat | Price: $228
Statement Pieces: Adding a Personal Touch
Now that you’ve got your staples, it’s time to add a few eye-catching items to elevate your outfits! These don’t have to be over-the-top or expensive—just pieces that help you express your unique style. I find that adding a little color, texture, or nuanced style can spice up any outfit.
1. Bold Outerwear
A statement jacket can completely change the vibe of an outfit. Think a faux fur coat, a brightly colored puffer, or a sleek trench in an unexpected shade like deep emerald or burnt red.
Jacket: AFRM Stephanie Jacket | Price: $198
2. Fun Accessories
A chunky scarf in a bold pattern, beanie hats with cute detailing, or funky jewelry can give a pop of personality to your look without the high cost. Thrift stores, Etsy, or budget retailers are great places to find these gems.
Purse: Madewell Sculptural Shoulder Bag | Price: $158
Jewelry: Susmie’s Jimmy Come Home Necklace | Price: $60
Scarf: Quince Cashmere Scarf | Price:$49.90
3. The Color Pop
Whether it’s a bright sweater, colorful sneakers, or a vibrant handbag, adding one or two pops of color can transform an otherwise neutral outfit.
Sneakers: Aloha’s Leather Sneakers | Price: $170
4. Cozies
Fall is all about comfort, warmth, and style, and there’s no better way to capture that vibe than with a cozy wardrobe update. Think soft knits, oversized sweaters, plush cardigans, and rich autumnal hues that make layering a breeze. Mix textures like chunky wool, buttery-soft cashmere, and flannel to stay snug while looking effortlessly chic. Perfect for everything from pumpkin-picking to fireside lounging, a fall wardrobe brings warmth and style together for the coziest season yet!
Hoodie: Abercrombie & Fitch Men’s Hoodie | Price: $60
PJs: Eberjey Gisele PJ Set | Price: $148
Slippers: Laines London Slippers | Price: $86
Fashion doesn’t have to cost thousands of dollars to look good. With a few affordable basics and a couple of fun statement pieces, you can create endless combinations to stay stylish and warm throughout fall and winter. Keep an eye out for sales, shop second-hand, and explore smaller online retailers to get the looks you love on a budget.
Let your wardrobe shine this season without stressing your wallet!
