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How to Make Ends Meet In The Time of a Pandemic

Some great tips to help you.

COVID-19 has made 2020 a year to remember. Many people lost their jobs, the economy in developing countries are at an all-time low, and lives are in danger. With experts yet to find a cure or a vaccine for this type of coronavirus disease, we are left to believe that this might just be something we have to live with.

So for those of you struggling to make ends meet during these uncertain times, here are a few tips and tricks you should follow to still live a relatively good quality of life.

1. Stop keeping up with the Joneses.

Everyone is guilty of practicing lifestyle inflation at some point in our lives. It’s so easy to get caught up in the latest trends and accumulate stuff that you don’t really need. But as someone who can’t really afford to splurge on a lot of things, it’s important to know what you actually need. No, you don’t have to keep your lawn evergreen. You don’t need to buy that new iPhone. You don’t need a brand new car if you can’t afford it.

Once you realize that you have to live within your means, that’s the only time you can feel content and become more at peace with yourself.

2. Stick to your budget.

Another way you can make ends meet is to simply stick to a budget. If you don’t have a monthly or at least a weekly budget, then it’s time to make one right now. Budgets don’t have to be complicated and tedious.

For starters, you should first know how much you currently have and start giving each penny a job. Prioritize the necessities above all else like health, food, and utilities before thinking about adding another succulent to your collection. Keep a list of things to buy before going shopping, and no matter how tempting it sounds, don’t give in to an irrelevant sale.

3. Explore ways to earn extra income.

What do you do when you realize that no matter how tight your budget is, it’s just simply not enough to cover all your basic needs? You don’t mope around all day or go into debt; You find ways to earn extra income. It’s not going to be easy but it’s not impossible to look for a side hustle even while staying at home.

If you don’t have any capital to start an online business, then capitalize on your existing skillset. Offer transcription services, data entry services, or even online tutoring if you can! If push comes to shove, you can actually launch a decluttering activity at home where everything you no longer need can be sold off online.

4. Figure out how to cut down on your utility bills.

Another way to make ends meet during this health crisis is to find out how you can cut down on your utility means. On one end, this means cutting down on your water and energy consumption. An example of this is turning off heaters when not in use or not using a water hose to water your plants.

But that’s not the only way you can lessen your energy expenses. Instead of getting your power bill from one source, you can also choose to subscribe to a community solar program in your area. This not only gives you access to renewable energy without the need to install solar panels, but it also provides a cheaper alternative for your electricity needs.

Just go to any search engine and type in “community solar near me” to check where you could apply to subscribe to a solar program.

5. Consider moving out.

One more thing that might be eating away at your take-home pay every month is the incredible price of rent in your area. This might not have been much of an issue before but during the pandemic, you might have noticed how big of an impact it really is in your household budget.

If that’s the case, then it’s time to face the music and say farewell to your neighbors and move into a cheaper home. Real estate prices are considerably going down nowadays so that might be a good reason to finally move out.

Pandemic or no pandemic, these tips can be implemented all year round to make sure that you can live a comfortable life without having to incur debt.

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